Financial Planning

Whether your priority is planning for retirement, your children’s education, providing for a loved one, or getting out of debt; Radix Financial can help you navigate today’s complex financial landscape without concern that you will be taken advantage of.  At all times, our financial planning professionals act as an independent fiduciary, and receive no additional financial incentive or “kick backs” for any recommendations made on your behalf.  In addition, we adhere to the strict Code of Ethics and Standards of Professional Conduct enforced by the CFP® Board of Standards.

Our comprehensive financial planning process includes a thorough review and analysis of where you currently stand financially, in relation to your goals, followed by personalized education and advice on how to successfully implement changes. Your customized financial plan will provide detailed recommendations for your unique situation, as well as provide a roadmap for future financial decision making. Our step-by-step action plan will exhibit and highlight potential problems, as well as present creative and insightful solutions to accomplish your stated goals with clarity and confidence.

The financial planning process is a three-month intensive engagement, charged at a flat rate ranging from $1,800 to $3,600, based on financial complexity and household size. Half of the planning fee is due upon the signing of the formal financial planning agreement with the other half due upon the presentation of the detailed step-by-step action plan. Full implementation support and guidance is included within the three-month planning engagement window, but ultimately the success of your financial plan is largely dependent upon your willingness to fully commit to the process during that time.  Extensions for additional implementation support may be requested on an as-needed basis.

What does a Comprehensive Financial Plan cover?

  • Evaluation of Current Investment Portfolio(s)
  • Retirement Readiness & Savings Plan
  • Tax Optimization
  • Debt Management & Student Loan Repayment/Forgiveness
  • Employee Benefits Review
  • Generosity Planning
  • Budget/Cash Flow Management
  • Education Savings Plan
  • Insurance Needs Analysis
  • Emergency Fund Evaluation
  • Home Affordability Analysis
  • Estate and Legacy Planning
 
Comprehensive Financial Planning & Services | Radix Financial

 

     

    Service Tiers

    Tier 1

    Flat rate of $1,800

    Single individual with annual gross income of less than $100,000
                                                                  

    Tier 2

    Flat rate of $2,400

    2+ person households with annual gross income of less than $100,000 or single individuals with annual  gross income above $100,000

    Tier 3

    Flat rate of $3,600

    2+ person households with annual gross income above $100,000
                                                                 

     
     

    The financial planning process is a three-month intensive engagement that does require a sizable time commitment on your part. Half of the planning fee is due upon the signing of the financial planning agreement and the other half is due upon the presentation of the step-by-step action plan. Full implementation support and guidance is included within the three-month planning engagement.

    After completing the three-month planning intensive, it is our hope that some clients choose to establish an ongoing investment management relationship, which includes plan updates, implementation of investment recommendations, and long-term management. However, there is no obligation or expectation on your part.

    Book an initial consultation with one of our financial professionals to create your personalized financial plan.