Happy New Year! 

If you watch or read financial news, you’ve likely heard the Seussical term “SPAC” mentioned a lot in relation to a flurry of new companies coming public over the last year, accounting for approximately half of the IPO filings in the US.    

At the end of last December 2019, Congress passed what has become known as the “Secure Act.”  This is a clever acronym for the full “Setting Every Community Up for Retirement Enhancement” Act.

     Obamacare is pretty bad - so bad that many Oklahomans saw marketplace premiums go up by 67% this year.

Ever since I starting in the financial management business, friends have asked this one simple question.