Blog

Happy New Year! The start of the year is the perfect time to prioritize both personal and financial well-being. While physical health often takes center stage in New Year’s resolutions, financial fitness deserves equal attention....

As we reflect back on the third quarter of 2024 and look forward, the theme of energy seems to be at the forefront of both market performance and investor sentiment. Several key developments related to energy, utilities, and oil are...

Recently, we’ve had a lot of clients ask about where to put excess cash to get the best bang for their buck, which tells me it's a topic on a lot of people's minds. So let's talk about it! After over a decade of historically low...

Great Scott!! For those of you who regularly follow our lame attempts at short-form video, you know that we generally focus on headline data of immediate interest – like stock market performance, inflation, Fed policy, and unemployment...

I’ll admit, I got caught up in the hype of the eclipse on Monday. I got my glasses and put it on my calendar to go outside and marvel at the celestial phenomenon which would not happen again until 2044. I was in Oklahoma City that day,...

Happy New Year! The S&P 500 ended the year up 24%. Excellent by any measure, despite the worst banking crisis since 2008, rapid Fed rate hikes, debt ceilings and budget battles in Washington, the ongoing war in Ukraine, the conflict in...

Happy October! While the third quarter didn’t quite turn out exactly how we’d hoped, there is still much to celebrate. October 12th marked the one-year anniversary of the 2022 bear market “bottom.” Since that day, the S&P 500 has...

Happy Spring! The flowers are blooming and the markets are up! It's easy to get discouraged by the renewed cycle of headline bad news; but historically, by the time a recession finally hits the real economy, the capital markets have...

Every decade or so, dark clouds will fill the economic skies, and they will briefly rain gold. When downpours of that sort occur, it’s imperative that we rush outdoors carrying washtubs, not teaspoons. And that we will do. -Warren...

When you hear the word “cybersecurity”, you may think that it is only a concern for large tech companies on a quest to protect user data. And when it comes to protecting your money, you probably find yourself more consumed with the...

Let’s start by addressing the obvious, the first half of 2022 has not been great. For US equities, it’s the worst start to the year since 1970. To preface this writing, I don’t know whether we’re in a recession, headed for recession,...

Crack open any personal finance book and right there on page one, chapter one, you’ll see a statement that says something along the lines of: “It is recommended that individuals keep 3-6 months of income in an emergency fund.” Without...

Happy New Year! If you watch or read financial news, you’ve likely heard the Seussical term “SPAC” mentioned a lot in relation to a flurry of new companies coming public over the last year, accounting for approximately half of the IPO...

At the end of last December 2019, Congress passed what has become known as the “Secure Act.” This is a clever acronym for the full “Setting Every Community Up for Retirement Enhancement” Act. This legislation has been in circulation...

Ask anyone (Family Feud style) to name a board game about money--most will say Monopoly. However, I think the better answer is Chutes and Ladders (or Snakes and Ladders for the international crowd). A simple game of luck for ages 3+...

Happy August! I had originally intended to write this newsletter exclusively about special needs planning, a topic near to my heart; but, given the recent volatility in the financial markets, I will address that first (briefly). If...

Happy New Year! And, happy 4th anniversary to Radix Financial! Unless you’ve been hiding out under a rock somewhere, there’s been very little good news out of Washington or Wall Street in the last few months. But, as the perpetual...

All puns aside, this quarter is the perfect opportunity to explore the cannabis craze from an investment standpoint. Without getting political, I’ve taken a deep look at the market from a fundamental perspective, and I truly think...

I know I’m a little late getting this quarter’s newsletter out, but I promise I have a good excuse. On June 28th I successfully defended my dissertation and officially earned the title of “Dr.” before my name. It’s been a crazy...

Am I crazy or does this winter seem to go on forever? It's been generally cold, with a few beautiful warm days; then warm for a while, with a few chilly days mixed in. The stock market acts similar at times; it will be up for a few...

Happy New Year! What a year 2017 turned out to be. The S&P 500 returned over 20%, finishing all 12 months positive, something that has never happened in the history of the US equity markets. It’s years like 2017 that almost make you...

If you’re like me, you had certainly heard the words “blockchain” and “Bitcoin” before, but until recently had considered it a thing only for tech geeks and anti-government conspiracy theorists. Then suddenly, Bitcoin blows up and...

Obamacare is pretty bad - so bad that many Oklahomans saw marketplace premiums go up by 67% this year. Sadly, the current GOP Senate bill still manages to make this whole mess even worse, if that is even possible. There is, however,...

Most people are surprised to learn that I do not like roller coasters. Not at all. So much, that I’ve been known to bring a book along to a group trip to Frontier City or Six Flags. Even though my mind knows they’re safe, my stomach...

As this bizarre investment year comes to a close, disciplined equity investors are kicked back enjoying their well-deserved double-digit returns. This is quite the change from the investing environment of early 2016, when fears about...

After last night’s surprise election results, many of you may be worried about what this means for your portfolio. We have been closely monitoring the situation throughout the night and this morning in preparation for this morning's...

Investors continue to be successful going into the fourth quarter, with all major asset classes posting positive returns YTD. Yes, you read that right…all of them, but we’ve still got a couple sharp turns to navigate before year end....

Last Thursday, residents of the UK, in a country wide referendum, voted 52% in favor of leaving the European Union, a so-called “Brexit”. This largely came as a surprise, as most polls were predicting a victory for the “stay” camp....

Check out the article and full list here http://www.investmentnews.com/section/40-under-40/2016/profile/28/Amy-Hubble

I'm having a great day! Oil is trading above $50 for the first time in what feels like forever, the OKC Thunder are playing (best described by the Wall Street Journal as) "Bonkersville Good," and we're a day away from Memorial Day...

One year ago, I got up and drove to my new office, the first home of Radix Financial. I had two trading screens, a scanner, a coffee pot, and a borrowed folding table. I had zero clients and no money to manage. I wanted to try things...

I’m going to talk about life insurance. I’ve given you fair warning, turn back now if you can’t handle it. I’m going to come right out with it. INSURANCE IS NOT AN INVESTMENT. Eh uh uh uh, before you say it…no, not even life insurance....

Well it’s tax time again, and it always seems as we near the dreaded April 15th deadline, the weather suddenly turns perfect, and fooling with taxes is the last thing you or I want to worry about. It’s probably too late to do much...

Be honest, just by the title, I’ve already alienated half my audience. Particularly in this part of the country, where conservative values and Dave Ramsey reign supreme; a “pro” personal debt article is going to cause some controversy....