Crack open any personal finance book and right there on page one, chapter one, you’ll see a statement that says something along the lines of:

“It is recommended that individuals keep 3-6 months of income in an emergency fund.”

Happy New Year! 

If you watch or read financial news, you’ve likely heard the Seussical term “SPAC” mentioned a lot in relation to a flurry of new companies coming public over the last year, accounting for approximately half of the IPO filings in the US.    

At the end of last December 2019, Congress passed what has become known as the “Secure Act.”  This is a clever acronym for the full “Setting Every Community Up for Retirement Enhancement” Act.

Ask anyone (Family Feud style) to name a board game about money--most will say Monopoly.

Happy August!

I had originally intended to write this newsletter exclusively about special needs planning, a topic near to my heart; but, given the recent volatility in the financial markets, I will address that first (briefly).

Happy New Year!

All puns aside, this quarter is the perfect opportunity to explore the cannabis craze from an investment standpoint.  Without getting political, I’ve taken a deep look at the market from a fundamental perspective, and I truly think there is value here.  However, there's a lot of noise in the marketplace right now, lots of “dumb money” pouring into the space, and

Happy New Year!