U.S. Wealth Management

Our approach

FROM GOALS TO GROWTH - A CLEAR PATH FORWARD

Our U.S. wealth management offering blends thoughtful planning with disciplined portfolio management—helping you grow and protect wealth while keeping your goals at the center.

Click below to see how our process works, and what you can expect when choosing to partner with us.

Step 1: Initial Compatibility Call

This is your opportunity to share your aspirations, ask questions, and get to know us better.  By listening to what matters to you, we align our strategies with your values—right from the start.

Our initial compatibility calls are complimentary and entirely confidential. They’re designed to help you determine whether we’re the right fit—without pressure or commitment.

Step 2: Formalizing Our Relationship

Before moving forward, Radix will ask you to sign an service agreement. This formalizes our mutual understanding and allows us to begin working together.

If you decide not to proceed prior to implementation—or if Radix later determines that we’re unable to accept the relationship due to compliance reasons—the agreement will be terminated and no fees will be charged.

Step 3: Data Collection

We’ll ask for personal information about your family, assets, income, and estate planning—along with copies of your driver’s license, current investment account statements, and your most recent tax return.

This isn’t just about numbers. It’s about gaining a comprehensive understanding of your financial world so we can tailor your portfolio to your goals. It also ensures we meet important regulatory and compliance standards from the outset.

We take your privacy seriously. Everything you share is collected securely and handled with the highest level of confidentiality.

Step 4: Investment Risk Profile

Money is emotional, and your peace of mind matters. We look closely at your required rate of return, goal time horizon(s), liquidity needs, and outside financial resources—along with your emotional tolerance for market fluctuations—to build a strategy that fits both your goals and your comfort level.

Step 5: Getting Invested

Once we’ve reviewed your financial information and risk profile, Radix will present a personalized investment plan that reflects your goals and preferences, shaped by the realities of the current market environment—including interest rates, tax rates, and economic conditions.

Upon agreement, we’ll ask you to sign an Investment Policy Statement (IPS) for each account. This document grants Radix discretionary authority to invest your money while clearly outlining any buy/sell restrictions, taxation considerations, liquidity constraints, or other preferences you’ve shared.

Step 6: Staying Disciplined

At Radix, we expect the markets to go a little crazy sometimes—that’s just part of investing and out of our control.  But short-term volatility shouldn’t distract you from the long-term discipline that drives real success.

That’s why we focus on the elements we can control: tax efficiency, minimizing fees, account structuring/titling, and estate planning. These foundational decisions, made with care and intention, have a far greater impact on your long-term success than any single market event.

Working in close collaboration with your legal and tax advisors, the result is a cohesive, tax-efficient strategy that’s built to accomplish your goals—regardless of market conditions.

Step 1: Initial Compatibility Call

This is your opportunity to share your aspirations, ask questions, and get to know us better. By listening to what matters to you, we align our strategies with your values—right from the start. Our initial compatibility calls are complimentary and entirely confidential. They’re designed to help you determine whether we’re the right fit—without pressure or commitment.

Step 2: Formalizing Our Relationship

Before moving forward, Radix will ask you to sign an service agreement. This formalizes our mutual understanding and allows us to begin working together. If you decide not to proceed prior to implementation—or if Radix later determines that we’re unable to accept the relationship due to compliance reasons—the agreement will be terminated and no fees will be charged.

Step 3: Data Collection

We’ll ask for personal information about your family, assets, income, and estate planning—along with copies of your driver’s license, current investment account statements, and your most recent tax return. This isn’t just about numbers. It’s about gaining a comprehensive understanding of your financial world so we can tailor your portfolio to your goals. It also ensures we meet important regulatory and compliance standards from the outset. We take your privacy seriously. Everything you share is collected securely and handled with the highest level of confidentiality.

Step 4: Investment Risk Profile

Money is emotional, and your peace of mind matters. We look closely at your required rate of return, goal time horizon(s), liquidity needs, and outside financial resources—along with your emotional tolerance for market fluctuations—to build a strategy that fits both your goals and your comfort level.

Step 5: Getting Invested

Once we’ve reviewed your financial information and risk profile, Radix will present a personalized investment plan that reflects your goals and preferences, shaped by the realities of the current market environment—including interest rates, tax rates, and economic conditions. Upon agreement, we’ll ask you to sign an Investment Policy Statement (IPS) for each account. This document grants Radix discretionary authority to invest your money while clearly outlining any buy/sell restrictions, taxation considerations, liquidity constraints, or other preferences you’ve shared.

Step 6: Staying Disciplined

At Radix, we expect the markets to go a little crazy sometimes—that’s just part of investing and out of our control. But short-term volatility shouldn’t distract you from the long-term discipline that drives real success. That’s why we focus on the elements we can control: tax efficiency, minimizing fees, account structuring/titling, and estate planning. These foundational decisions, made with care and intention, have a far greater impact on your long-term success than any single market event. Working in close collaboration with your legal and tax advisors, the result is a cohesive, tax-efficient strategy that’s built to accomplish your goals—regardless of market conditions.

Fees & Minimums

Straightforward pricing

Radix is a "fee only" firm, meaning our only source of revenue is collected directly from our clients.

We don't get paid commissions for trading in your account;

We don't get paid from mutual fund or annuity companies for recommending their investment products; and

We don't get paid for selling our client's data.

We believe this fee structure best ensures that our recommendations and investment decisions are made independently and in your best interest.

Household Assets Under Management

Tiered Annual Fee (% of AUM)**

Under $2.5 million*

1.00%

$2.5 million+

0.65%

Option strategies (all AUM levels)

Additional 0.15%

* Minimum household AUM of $1 million generally required
** Fees are deducted monthly, in arrears, directly from the client account(s). Brokerage commissions, mandatory tax withholding, and/or underlying expense ratios are charged on transactions prior to the month end fair market value calculation.

FAQ

Ask us what you want to know more about

Snorkeling over a coral reef

How long does the onboarding process take?

In most cases, the speed you can provide documentation is what determines how quickly we are able to move through the onboarding process.

Radix is generally able to open accounts for US residentswithin a week; however, in-kind transfers from other firms or advisors can often take up to 30 days, depending on account type and complexity.

How often will I hear from Radix Financial?

A detailed statement is generated monthly, outlining your account balances, transactions, and any fees collected. This report will come directly from your third-party custodian.

In addition, you’ll receive a quarterly economic commentary via email, offering deeper insights into market trends and portfolio positioning. We also share frequent, topical updates on our social media platforms—LinkedIn and Instagram—to keep you informed between formal communications.

Further interaction is tailored to your individual needs,timing, and comfort level. Your Investment Advisor is available to you anytime via phone or email, with a guaranteed response within 24 business hours.

Will you consult me when making trades?

No. Radix isgenerally granted discretionary authority to purchase or sell securities without obtaining your consent in advance.

Our authority in making these determinations is explicitly limited by conditions imposed andagreed to within the client’s individualized Investment Policy Statement (IPS).

Can you meet virtually and work with people in any state?

Yes, Radix Financial, LLC can work virtually with clients in all 50 U.S. states as well as U.S. citizens living in the Cayman Islands. Since Radix is licensed and regulated by the U.S. Securities and Exchange Commission (SEC), it has nationwide reach and flexibility to serve clients regardless of location.

Additionally, if you're located in Oklahoma City, in-person meetings with Amy are available as travel permits, offering a more personal touch when feasible.

What would happen to my money if something were to happen to Radix Financial, LLC or my Investment Advisor?

Client funds and Radix corporate assets are never comingled, so even if something were to happen to Radix Financial, such as bankrupcy or litigation, your funds are held separately, titled in your own name, at third-party custodians.

Radix Financial primarily recommends Charles Schwab & Co., for US based relationships.

What if I don't meet your minimums (yet)?

That’s okay!  We’ve put together a resources page that can help you get started on your own.  There’s some great stuff on there like book recommendations, links to resources, and basic instructions on how to get set up with service providers we trust.

Contact us

Ready to Discuss Your Wealth Strategy?

Whether you are preparing for retirement, reviewing your current portfolio, coordinating tax-aware investment decisions, or looking for ongoing wealth management support, Radix can help you determine whether there is a fit.

Schedule a U.S. Wealth Consultation
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