Health savings accounts: A second retirement plan

I'm having a great day!

Ever since I starting in the financial management business, friends have asked this one simple question.

One year ago, I got up and drove to my new office, the first home of Radix Financial.  I had two trading screens, a scanner, a coffee pot, and a borrowed folding table.  I had zero clients and no money to manage.  I wanted to try things my way, to do things right, and have the flexibility to help a broader clientele; but I would be lying if I said I wasn’t terrified of

I’m going to talk about life insurance. I’ve given you fair warning, turn back now if you can’t handle it.

I’m going to come right out with it. INSURANCE IS NOT AN INVESTMENT. Eh uh uh uh, before you say it…no, not even life insurance. Keep this perspective in mind as we go along.

October is off to a great start!  We’re only five days in and the market (DJIA) is up 3%, the Sooners are still undefeated and there’s lots to be positive about.

Well it’s tax time again, and it always seems as we near the dreaded April 15th deadline, the weather suddenly turns perfect, and fooling with taxes is the last thing you or I want to worry about.

Be honest, just by the title, I’ve already alienated half my audience. Particularly in this part of the country, where conservative values and Dave Ramsey reign supreme; a “pro” personal debt article is going to cause some controversy. But before you reach for the pitch forks and lobby to have my CFP® revoked; just hear me out.

Unquestionably there is an excitement that emanates from the world of stock picking, where fortunes are won and lost on trading floor arenas, and stock sleuths frantically search for the next Apple or Google.